Finance Directly To Creditworthy SMEs And Earn Attractive Returns

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Monthly Income

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Finance easily with automatic tools

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Direct financing starting from SAR 1,000

We select creditworthy SMEs for you


We combine best-in-class technologies and financial analytics when selecting SMEs seeking financing. Only those proven creditworthy will be presented to investors.

Investing made simple


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1

Create your account

Create an account and transfer money in, free of charge

2

Choose the Right Investment for You

Select the financing requests you prefer to fund and diversify your investment portfolio.

3

Get Your Capital Back with Profits

The financing amount plus the profits will be returned to you.

Notice: The credit team at Raqamyah conducts a thorough evaluation of every funding request, ensuring that we include only businesses with high creditworthiness to maintain the quality of investment opportunities on the platform. However, in some cases, we may list early-stage companies, which could involve a higher level of risk. When investing in small and medium-sized enterprises, it is important to recognize the possibility of payment delays, which could impact your investment returns. Therefore, we recommend setting your own risk criteria and diversifying your investments to mitigate potential risks. Learn more about our risk assessment process here We emphasize that the risk rating we provide for each funding request is merely a guideline, and the final decision to invest is entirely yours, as the opportunities presented on the site should not be considered investment advice in any way. If there is any doubt or lack of clarity regarding any funding request, we strongly advise seeking independent financial advice before making an investment decision.